Overview 
 If your skills, experience, and qualifications match those in this job overview, do not delay your application. 
 The Credit Card Experiences team seeks to increase cardholder engagement and value by providing relevant offers, communication of benefits, and enhanced member experience throughout the cardholder lifecycle. The Summer Associate will help support cardholder analytics, marketing campaigns, leadership-facing reporting, and product management initiatives for rewards programs. The Summer Associate will help further strategic portfolio goals and initiatives within the lending department while developing strong analytical, collaboration, and critical-thinking skills. 
 The Summer Associate will work in a flexible hybrid manner and report to leadership at either our Vienna, VA or Pensacola, FL campus. Responsibilities will include analyzing data and competitive trends to identify areas of opportunity and then creating recommendations to influence decision-makers. Areas of focus may include creating personalized member engagement through segmentation, evaluating the highly competitive credit card landscape, identifying emerging patterns and trends to answer business questions, and developing models and visualizations to improve decision-making efficiency. 
 The Summer Associate Program is a 12-week internship program beginning in May 2026 and ending in August 2026. Students will work on impactful projects and meaningful work during their internship. To qualify for this position, applicants must be currently pursuing a degree from an accredited college or university and have an anticipated graduation date of December 2026 or later. 
 Responsibilities 
 Collaborate with functional areas to develop and maintain performance metrics, measurements, methods, and targets 
 Obtain quantitative and qualitative data of business processes to analyze, determine, and promote data driven decisions 
 Analyze and evaluate competitor data and industry trends to understand current business unit competitive posture 
 Design and document dashboards, reports, and thresholds to alert business units to monitor business status and fluctuations 
 Identify and assess business strategies and opportunities; develop appropriate analytical approaches 
 Collect and analyze data; synthesize results of analyses, develop and make recommendations and alternatives based on the full spectrum of internal/external considerations 
 Collaborate with business units and senior management to conduct needs assessment to support organization strategies, tactics, and learning solutions that support business unit objectives 
 Identify areas of improvement; determine solutions; implement enhancements/changes to improve operations, standards and results 
 Compile, research and analyze trends in support of projects and initiatives 
 Manage projects from concept through the planning, analysis, design, testing, implementation, and transition phases 
 Identify and assess business strategies and opportunities; develop appropriate analytical approaches 
 Performs other duties as assigned 
 Qualifications 
 Currently pursuing a master's degree in related field 
 Experience with research, analysis, and data manipulation 
 Experience using data and analytic tools such as: PowerBI, Databricks, SQL, SPSS Modeler, R, or Tableau 
 Good communication and presentation skills 
 Comfort working with large datasets and telling stories with data 
 Ability to work independently and think outside of the box 
 Strong strategic, critical, and analytical thinking skills 
 Basic knowledge of financial services/payments a plus 
 About Us 
 Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks. 
 Our approach to careers is simple yet powerful: Make our mission your passion. 
 Fortune 100 Best Companies to Work For 2025
 Yello and WayUp Top 100 Internship Programs 
 Computerworld Best Places to Work in IT 
 Newsweek Most Loved Workplaces 
 Fortune Best Workplaces for Women TM 2024
 2025 PEOPLE Companies That Care 
 Newsweek Most Trustworthy Companies in America 
 Military Times 2024 Best for Vets Employers 
 Best Companies for Latinos to Work for 2025
 Forbes 2025 America's Best Large Employers 
 Forbes 2025 America's Best Employers for New Grads 
 Forbes 2025 America's Best Employers for Tech Workers 
 2025 RippleMatch Campus Forward Award Winner for Overall Excellence 
 Military.com Top Military Spouse Employers 2025
 2025 Handshake Early Talent Award 
 From Fortune. 2025 Fortune Media IP Limited. All rights reserved. Used under license. Fortune and Fortune Media IP Limited are not affiliated with, and do not endorse products or services of, Navy Federal Credit Union. 
 Equal Employment Opportunity: All qualified applicants will receive consideration for employment without regard to age, race, sex, color, religion, national origin, disability, veteran status, pregnancy, sexual orientation, genetic information, gender identity or any other basis protected by applicable law. 
 Disclaimers: Navy Federal reserves the right to fill this role at a higher/lower grade level based on business need. An assessment may be required to compete for this position. Job postings are subject to close early or extend out longer than the anticipated closing date at the hiring team's discretion based on qualified applicant volume. Navy Federal Credit Union assesses market data to establish salary ranges that enable us to remain competitive. You are paid within the salary range, based on your experience, location and market position. For additional details regarding compensation and benefits, review the Benefits page of the Navy Federal Career Site. 
 Protect Yourself from Job Scams: Navy Federal Credit Union jobs are posted on our career site, jobs.navyfederal.org and reputable job boards (e.g., LinkedIn, Indeed). We do not post jobs on social media marketplaces, messaging apps or unverified websites. We will never ask candidates for payment, bank details or personal financial information during the hiring process. 
 Bank Secrecy Act: Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.
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